jivamoriqos - Subscription-based financial planning for Australians

Acceptance of terms

By accessing this site or subscribing to our services, you confirm you have read, understood, and agree to comply with these Terms and Conditions. If you do not accept these terms, please do not use our website.

Definitions

Key terms used throughout these Terms and Conditions are defined below for clarity.

'Service' refers to the subscription-based financial planning, consultation, reviews, and reporting provided by jivamoriqos.com.

'User' means any individual or entity accessing or subscribing to the Service.

'Advisor' means a qualified professional offering consultations under our service.

'Subscription' means the ongoing, monthly payment arrangement for support as described.

Service usage

The Service may only be used for lawful purposes and in accordance with Australian regulations. Misuse may result in suspension or termination of access.

Eligibility

The Service is intended for Australian residents aged 18 years or older. By subscribing, you confirm you meet these requirements.

Proof of eligibility may be requested.

User responsibilities

By using the Service, users agree to the following responsibilities:

Provide accurate and up-to-date information during registration and use.

Use the Service in accordance with all applicable laws and regulations.

Maintain confidentiality of any login credentials or account details.

Notify us immediately of any unauthorised access or concerns.

Prohibited uses

Users must not engage in any of the following:

Use the Service for illegal, fraudulent, or unauthorised purposes.

Interfere with the security or integrity of the platform.

Attempt to access accounts or information of other users.

Transmit malicious code, viruses, or harmful materials.

Circumvent access controls or violate our policies.

Intellectual property

All content, branding, and materials on this site are owned or licensed by jivamoriqos.com. Users may not reproduce, distribute, or modify content without written permission.

User content

Any content submitted by users must be lawful and not infringe on third-party rights.

User content rights

By submitting content, you grant us a limited licence to use it for service delivery. You retain ownership of your submissions.

Privacy and data protection

We protect your information in accordance with our Privacy Policy. Please review our separate policy for details on data handling, rights, and contact information.

Read Privacy Policy

Service disclaimer and limitations

Our service provides ongoing consultations and reviews; no guarantees are offered as to specific outcomes.

Important service notice

We do not provide investment or product recommendations, and no refunds or guarantees are offered. Results may vary.

Limitation of liability

We are not liable for indirect, incidental, or consequential damages resulting from your use of the Service.

Indemnification

You agree to indemnify jivamoriqos.com for claims arising from misuse of the Service or violation of these terms.

Dispute resolution and law

Any disputes will be resolved under Australian law, as outlined below.

Arbitration

Disputes may be resolved by arbitration in accordance with applicable laws.

Arbitration is not mandatory; alternative legal remedies remain available.

Online dispute resolution

Users may access the Australian online dispute resolution platform for certain matters.

See dispute resolution resources

Severability

If any term is held invalid, the remaining provisions continue in full force.

Entire agreement

These Terms and Conditions constitute the entire agreement between the parties regarding the Service.

Applicable law and jurisdiction

These terms are governed by the laws of Australia. Any legal action must be brought in Australian courts.

Termination

We may terminate access to the Service at our discretion for violation of these terms or applicable law.

Modifications

We reserve the right to update these terms at any time. Continued use indicates acceptance of changes.

Contact for terms questions

For questions about these Terms and Conditions, contact us below.

Email address: content@jivamoriqos.com

Phone number: +61.3.3756.9057

Office address: Level 21, 345 Queen Street, Brisbane, QLD 4000 Australia

Terms and Conditions of Service